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Credit line and term loans

For corporate clients » Loans » Loans for working capital replenishment » Credit line and term loans

Loans for working capital replenishment are granted in the form of a term loan (up to 1 year) and credit line (up to 3 years).

Credit line for replenishment of working capital is registered by an Agreement of consent of the Bank to grant loan to the client during certain time and within established limit. After the conclusion of the Agreement the Borrower has the right to apply to the Bank at any time and receive a loan without additional negotiations within an established limit for the term, which does not exceed term of Agreement validity.

  • Loan term- up to 3 years
  • Loan amount - within two months volume of products sales according to Client's financial reporting
  • Credit repayment schedule - monthly by equal installments
  • Deferral of credit repayment - 1 month

Interest for credit utilization, depending from loan currency of crediting (% annual)

 

Currency

for term loans

(term of crediting - up to 1 year)

for credit lines (term of crediting - up to 3 years)


UAH

18,5%

 

19.0%

USD

8,0%

8,0%

EUR

7,0%

7.0%

In the case if 100% of loan collaterized by the pledge of deposit (loan and deposit currencies are the same): +3% percents to deposit interest rate

 

Fee for settlement servicing - 0,1% - 1,5% from exposure /amount of current limit annual, depending on the loan amount (the bigger the amount of Agreement- the smaller is the fee) and type of loan (term loan, credit line).