Loans for corporate business
PJSC "VOLKSBANK" offers a full range of lending operations and finances any expenses directions of companies of all ownership forms.
Your company lacks working capital? Apply with us!
Do you have interesting or profitable business project, but you do not know where to receive funds? Apply to us!
Do you want to purchase real estate and equipment or to renew motor car park of the company - then apply to us and you will see that loan can be received quickly and without unnecessary expenses.
Apart from traditional services upon your request employees of PJSC "VOLKSBANK" will provide consultation concerning the creation of a business plan or technical-economic substantiation of your investment project. They will perform marketing investigations in the field of economy and investigations of its development. They will grant qualified legal and economic-financial assistance in drawing up contracts with suppliers and contractors and will provide payment options that are optimum for you.
Documents required for registration of loan in PJSC VOLKSBANK
1. Informational and statutory documents:
- borrower' questionnaire form (to be filled out by the client)
- documents, which prove powers of the Head and Chief Accountant
- copies of licenses for performing certain kinds of activity, patents and permissions
- copies of rent Agreements for the premises and vehicles, agreements on cooperation (if available)
- for PJSC - extract from the register on the shareholders composition and share of ownership which pertains to every shareholder in the company' statutory fund
ADDITIONALLY - Other informational and statutory documents (these documents have to be submitted only by the clients who do not have open current account with PJSC "VOLKSBANK"):
- charter; registration certificate; Statutory Agreement (this requirement does not apply to private companies) Certificate from Codes Assigning Statistic Division (it must be with KVED (KVED - Classifier of Economic Activity Types); /notary certified copy /
- list of functionaries' signatures, certified by the servicing bank
- statement from the servicing bank (banks) on accounts status and availability of indebtedness
- passport data of the company's founders, company' head and chief accountant (copies of the passports)
- Statement from Tax Administration on registration as a taxpayer (form 4 OPP)
- VAT payer' registration certificate
- Social Work Accident Insurance Fund Insurance certificate
- Statement on registration from Pension Fund of Ukraine
2. Documents which, characterize financial status of the client:
- Borrower' financials as of three last reporting dates, as of two last annual reporting dates and as of the last semi-annual date: Balance Sheet (Form 1), Report on financial results (Form 2), report on financial results, accounts receivable and accounts payable (Form 1B), Notes to annual financial reporting (Form 5)
- Drop down of the following items from reporting forms (as of the last annual and reporting date):
BALANCE SHEET: a) accounts receivable and accounts payable (with the names of the counterparty, date of arising and planned repayment, amount of indebtedness)
b) Fixed assets 1-2 groups (with specifying of initial and residual value of the property, date of puting into operation itemization of fixed assets by the groups)
c) row 020 "Unfinished construction" - during transferring unfinished construction object to mortgage
d) other Balance Sheet items, which comprise more than 10% of Balance Sheet Total
FORM 2: a) other operating income
b) other operating expenses
c) losses
in case of necessity - drop down of other items of reporting documents.
- Certificate on availability of current accounts in other banks and receipts on these accounts during the last 12 months
Additionally for blank loan, if one of the conditions of its granting is partial or full transferring of turnovers to PJSC "Volksbank" - statements from current accounts for the last 3 months (with specifying the date, amount, destination and payment counterparty).
- Statements on loans availability (with specifying the type of loan, crediting limit, actual exposure, type and collateral value ) in other banks or financial-credit institutions; copies of Credit Agreements and Collateral Agreements
3. Description of the credit project:
- Borrower' application for getting the loan, in which loan amount, term of loan utilization, destination and list of property (with short description of objects) which is offered as collateral are specified (for overdrafts additionally desirable zeroing periodicity is to be specified)
- Positive business-plan (technical-economic substantiation) and forecasted cash flow for crediting period
- Contracts, Agreements, other documents concerning credit funds destination
- Agreements for products, goods and services selling; Agreements of Intent, other documents, which confirm sources of getting revenue for credit repayment and repayment of interest
4. Documents for loan collateral:
- Certificate on balance sheet salvage value of the property, which is transferred as collateral to the bank
- for vehicles - with specifying Motor Vehicle name, its brand and model, model year, color, chassis (body, carriage) number, engine size, registration number
- for equipment - with specifying of full name, producer and producer' country; make and model; date of putting into operation; capacity; factory and inventory number, year of production; initial and residual balance sheet values)
- insurance policies (Agreements) for the property, which is offered as collateral
- extract from Unified State Register of legal entities and private individuals
- right establishing documents for the property, which is offered as collateral under the loan
1. Informational statutory documents:
- borrower' questionnaire form (to be filled out by the client)
- documents, which prove powers of the Head and Chief Accountant
- copies of licenses for performing certain kinds of activity, patents and permissions
- copies of rent Agreements for the premises and vehicles, agreements on cooperation (if available)
- for PJSC - extract from the register on the shareholders composition and share of ownership which pertains to every shareholder in the company' statutory fund
ADDITIONALLY - Other informational and statutory documents (these documents have to be submitted only by the clients who do not have open current account with PJSC "VOLKSBANK"):
- charter; registration certificate; Statutory Agreement (this requirement does not apply to private companies) Certificate from Codes Assigning Statistic Division (it must be with KVED (KVED - Classifier of Economic Activity Types); /notary certified copy /
- list of functionaries' signatures, certified by the servicing bank
- statement from the servicing bank (banks) on accounts status and availability of indebtedness
- passport data of the company's founders, company' head and chief accountant (copies of the passports)
- Statement from Tax Administration on registration as a taxpayer (form 4 OPP)
- VAT payer' registration certificate
- Social Work Accident Insurance Fund Insurance certificate
- Statement on registration from Pension Fund of Ukraine
2. Documents which, characterize financial status of the client:
- Borrower' financials as of three last reporting dates, as of two last annual reporting dates and as of the last semi-annual date: Balance Sheet (Form 1), Report on financial results (Form 2), report on financial results, accounts receivable and accounts payable (Form 1B), Notes to annual financial reporting (Form 5)
- Drop down of the following items from reporting forms (as of the last annual and reporting date):
BALANCE SHEET: a) accounts receivable and accounts payable (with the names of the counterparty, date of arising and planned repayment, amount of indebtedness)
b) Fixed assets 1-2 groups (with specifying of initial and residual value of the property, date of puting into operation itemization of fixed assets by the groups)
c) row 020 "Unfinished construction" - during transferring unfinished construction object to mortgage
d) other Balance Sheet items, which comprise more than 10% of Balance Sheet Total
FORM 2: a) other operating income
b) other operating expenses
c) losses
in case of necessity - drop down of other items of reporting documents.
- Certificate on availability of current accounts in other banks and receipts on these accounts during the last 12 months
Additionally for blank loan, if one of the conditions of its granting is partial or full transferring of turnovers to PJSC "Volksbank" - statements from current accounts for the last 3 months (with specifying the date, amount, destination and payment counterparty).
- Statements on loans availability (with specifying the type of loan, crediting limit, actual exposure, type and collateral value ) in other banks or financial-credit institutions; copies of Credit Agreements and Collateral Agreements
3. Description of the credit project:
- Borrower' application for getting the loan, in which loan amount, term of loan utilization, destination and list of property (with short description of objects) which is offered as collateral are specified (for overdrafts additionally desirable zeroing periodicity is to be specified)
- Positive business-plan (technical-economic substantiation) and forecasted cash flow for crediting period
- Contracts, Agreements, other documents concerning credit funds destination
- Agreements for products, goods and services selling; Agreements of Intent, other documents, which confirm sources of getting revenue for credit repayment and repayment of interest
4. Documents for loan collateral:
- Certificate on balance sheet salvage value of the property, which is transferred as collateral to the bank
- for vehicles - with specifying Motor Vehicle name, its brand and model, model year, color, chassis (body, carriage) number, engine size, registration number
- for equipment - with specifying of full name, producer and producer' country; make and model; date of putting into operation; capacity; factory and inventory number, year of production; initial and residual balance sheet values)
- insurance policies (Agreements) for the property, which is offered as collateral
- extract from Unified State Register of legal entities and private individuals
- right establishing documents for the property, which is offered as collateral under the loan
List of assets which can be used as collateral under the loans of PJSC "VOLKSBANK" and required documents.
List of accredited insurance companies, where you can insure pledged /mortgaged property granted as collateral
